Uncertain shocks are broader than insurable risks and so require a broad set of tools. Beyond personal resilience (cash savings), the next layer of resilience includes:
- support networks e.g. family and friends
- financial resources e.g. credits facilities and insurances
When these different sources of work together, we get something really powerful. PeerCover is a club which enhances the financial resources of our support networks. The club is in effect, peer-to-peer insurance - disrupting disruptions!